To be eligible for the Motability Scheme you must receive one of the following disability benefits:
Higher Rate Mobility Component of Disability Living Allowance
This allowance is provided by the Department for Work and Pensions (DWP) and can be used to cover the cost of a Motability agreement. To be eligible for a car through Motability, you must have at least 12 months’ award length of the HRMC remaining.
Enhanced Rate of the Mobility Component of Personal Independence Payment
As part of the Government's welfare reform programme Disability Living Allowance (DLA) has started to be replaced by Personal Independence Payment (PIP) for disabled people aged between 16 and 64. Using PIP with The Motability Scheme works in the same way as is it does with DLA.
Armed Forces Independence
The Armed Forces Independence Payment (AFIP) was created as part of the Government's welfare reform programme. This allowance can be used to cover a Motability agreement.
War Pensioners’ Mobility
This allowance is provided by Veterans UK and can be used to cover the cost of a Motability agreement.
There is no upper age limit for joining the Motability Scheme. As long as you already receive one of the relevant allowances, you are eligible for a car through Motability.
Confusion is often caused because the DWP does have an upper age limit of 64 for people who would like to apply for disability related benefits for the very first time. If you are applying for disability related benefits for the first time and are aged 65 or over, the DWP will ask you to register a claim for Attendance Allowance, which you are not able to use to join the Scheme.
Parents or guardians can lease a car on behalf of a child aged three years and above, who is receiving HRMC DLA or PiP.
Our Motability specialists have been trained to offer expert advice to ensure your Motability car is perfectly suited to your needs. To find out more about the cars available from Smiths on the Motability Scheme please use the links below to visit your preferred Motability dealership: